Better Built Homes can offer you a variety of loan programs tailored to your individual needs through our financial partners. Our team of loan professionals can take a payment you’re comfortable with and help you make it work over time. So, instead of dreaming about the perfect home, you’ll actually be living in it. Here are just a few of our most popular loan programs:
This loan is a good option for people who want the stability of a payment that won’t change. With a fixed-rate mortgage, your principal and interest payments remain the same for the duration of the loan, although property taxes and insurance costs may increase.
ARMs generally offer lower initial interest rates than comparable fixed-rate mortgages, which can increase your purchasing power. ARMs make a lot of sense if you plan move to another home or refinance in the relatively near future. This allows you to take advantage of the lower initial rates and payments at the early part of the loan before you see any significant increases.
With this loan, you only pay the interest portion of your mortgage, which means your monthly payments won’t build equity. However, there are three major benefits: 1) You can qualify for more homes. 2) Your mortgage payment becomes lower. 3) It frees up more cash, allowing you to invest the money you would have paid toward the principal in other higher-yielding investments.
The $0 down programs can accelerate your purchase plans by allowing you to buy a home without the traditional 20 percent down.
Below is a list of preferred lenders. For more information on qualifying for a mortgage, please contact one of the following companies.
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Carl Hendrix |
Tony Ristorcelli Home Mortgage Consultant 407-414-7371 Wellsfargo.com ristorcelli@wellsfargo.com |
